Personal  ·  Professional  ·  Proven

Matt Menke Insurance

Protecting what Monterey Peninsula families and businesses work hardest for.

Auto & HomePersonal Lines
BusinessCommercial Lines
CaliforniaLicensed Producer

(831) 224-2141·[email protected]·@mattInsuresCA

Producer — Jeremy Carter Agency  |  CA Lic. #4476998

Licensed in California

Multiple carriers quoted, one call

Fast, personal responses

Backed by the Jeremy Carter Agency

What We Cover

Coverage built around your life

01

Auto Insurance

Coverage that fits how you actually drive — from daily commuters to the weekend garage queen — at rates worth comparing.

  • Liability & Full Coverage
  • Uninsured Motorist
  • Multi-Car & Bundling Discounts
Quote My Auto
02

Home & Renters

Your home is your biggest investment. Protect the structure, what’s inside it, and your liability — whether you own or rent.

  • Homeowners & Condo
  • Renters Coverage
  • Umbrella & Valuables
Quote My Home
03

Business & Commercial

From the first LLC to a growing fleet, keep your business protected so one bad day never becomes a bad year.

  • General Liability & BOP
  • Commercial Auto
  • Workers’ Compensation
Quote My Business
Matt Menke, licensed insurance producer in Carmel, California
Matt Menke — Carmel, California

About

Insurance, with a person behind it

When you call, you get Matt — not a call center.

Matt Menke has spent his whole career earning the Monterey Peninsula’s trust — first in its driveways, now in its living rooms. He came up in the family business, Larry Menke Inc., and went on to more than sixteen years serving clients at Jaguar Land Rover Monterey and the Sam Linder Auto Group. Two decades taking care of people and what they drive taught him one thing above all: in a community this tight, your reputation comes down to whether you pick up the phone and tell people the truth.

He runs his insurance practice the same way. As a licensed producer with the Jeremy Carter Agency, Matt helps families and small businesses from Carmel and Pacific Grove to Pebble Beach and Monterey protect what matters — auto, home, renters, umbrella, and business coverage — with plain-English reviews, honest answers about what you actually need, and real quotes compared side by side. No jargon, no fear-selling, no radio silence at renewal.

Licensed throughout California, Matt works with clients well beyond the Peninsula — but every relationship gets the same standard: a straight answer and a person who picks up. The first coverage review takes about fifteen minutes and costs nothing.

Matt MenkeProducer — Jeremy Carter Agency

How It Works

Three steps to covered

I

Reach Out

Send the quote form or call. Tell Matt what you need covered — it takes about five minutes.

II

Compare Options

Matt shops your coverage, then walks you through the options side by side — in plain English, with no pressure.

III

Get Covered

Pick the fit, sign, and you’re protected. Matt handles the paperwork and stays your point of contact for life.

Already a Client?

Service that doesn’t stop at the sale

Claims

File or Track a Claim

Accident, storm, break-in — call Matt first. He’ll walk you through your carrier’s claim process and stay on it until it’s resolved.

Call (831) 224-2141
Changes

Policy Changes

New car, new driver, moving, refinancing? Email the details and Matt will update your policy and confirm the change in writing.

Request a Change
Documents

Certificates & ID Cards

Need a certificate of insurance for a job, or proof of coverage for a lender or the DMV? Usually turned around the same business day.

Request Documents
Review

Annual Coverage Review

Rates and life both change. A free yearly review makes sure you’re not overpaying — or underinsured — as things evolve.

Schedule a Review

Client Words

Testimonials

Every word on this page will come from a real client — never written for them. The practice runs on straight talk, and so will the reviews.
— Worked with Matt? Share your experience

Questions

Frequently asked

Does it cost anything to get a quote?

No. Quotes are always free, with no obligation. Matt compares options across multiple carriers and you decide if one fits.

Will requesting a quote affect my credit?

Insurance quotes typically use a soft inquiry, which does not affect your credit score the way a loan application does.

What do I need to get an auto quote?

Your driver’s license, vehicle info (year/make/model or VIN), and your current policy if you have one. Five minutes on the phone usually covers it.

Can you handle both my personal and business insurance?

Yes — that’s the point of working with one producer. Auto, home, renters, and business coverage under one relationship, often with bundling savings.

What happens when I need to file a claim?

Call Matt first. He’ll confirm what your policy covers, help you file with the carrier, and follow the claim through to resolution so you’re never navigating it alone.

Know someone overpaying for insurance? Send them Matt’s way — the best compliment a client can give.

Get Started

Request your quote

Tell Matt a little about what you need. You’ll get a personal response — usually the same business day.

Submitting opens a pre-filled email to [email protected] — nothing is stored on this site.

Carrier Access — Direct & MGA
AegisAIGBambooCabrillo CoastalChubbDelosGreen ShieldLloyd’s of LondonMercuryMSIOrion 180PrincetonSolaraStandVault AegisAIGBambooCabrillo CoastalChubbDelosGreen ShieldLloyd’s of LondonMercuryMSIOrion 180PrincetonSolaraStandVault