Personal · Professional · Proven
Protecting what Monterey Peninsula families and businesses work hardest for.
(831) 224-2141·[email protected]·@mattInsuresCA
Producer — Jeremy Carter Agency | CA Lic. #4476998
What We Cover
Coverage that fits how you actually drive — from daily commuters to the weekend garage queen — at rates worth comparing.
Your home is your biggest investment. Protect the structure, what’s inside it, and your liability — whether you own or rent.
From the first LLC to a growing fleet, keep your business protected so one bad day never becomes a bad year.
About
When you call, you get Matt — not a call center.
Matt Menke has spent his whole career earning the Monterey Peninsula’s trust — first in its driveways, now in its living rooms. He came up in the family business, Larry Menke Inc., and went on to more than sixteen years serving clients at Jaguar Land Rover Monterey and the Sam Linder Auto Group. Two decades taking care of people and what they drive taught him one thing above all: in a community this tight, your reputation comes down to whether you pick up the phone and tell people the truth.
He runs his insurance practice the same way. As a licensed producer with the Jeremy Carter Agency, Matt helps families and small businesses from Carmel and Pacific Grove to Pebble Beach and Monterey protect what matters — auto, home, renters, umbrella, and business coverage — with plain-English reviews, honest answers about what you actually need, and real quotes compared side by side. No jargon, no fear-selling, no radio silence at renewal.
Licensed throughout California, Matt works with clients well beyond the Peninsula — but every relationship gets the same standard: a straight answer and a person who picks up. The first coverage review takes about fifteen minutes and costs nothing.
How It Works
Send the quote form or call. Tell Matt what you need covered — it takes about five minutes.
Matt shops your coverage, then walks you through the options side by side — in plain English, with no pressure.
Pick the fit, sign, and you’re protected. Matt handles the paperwork and stays your point of contact for life.
Already a Client?
Accident, storm, break-in — call Matt first. He’ll walk you through your carrier’s claim process and stay on it until it’s resolved.
Call (831) 224-2141New car, new driver, moving, refinancing? Email the details and Matt will update your policy and confirm the change in writing.
Request a ChangeNeed a certificate of insurance for a job, or proof of coverage for a lender or the DMV? Usually turned around the same business day.
Request DocumentsRates and life both change. A free yearly review makes sure you’re not overpaying — or underinsured — as things evolve.
Schedule a ReviewClient Words
Questions
No. Quotes are always free, with no obligation. Matt compares options across multiple carriers and you decide if one fits.
Insurance quotes typically use a soft inquiry, which does not affect your credit score the way a loan application does.
Your driver’s license, vehicle info (year/make/model or VIN), and your current policy if you have one. Five minutes on the phone usually covers it.
Yes — that’s the point of working with one producer. Auto, home, renters, and business coverage under one relationship, often with bundling savings.
Call Matt first. He’ll confirm what your policy covers, help you file with the carrier, and follow the claim through to resolution so you’re never navigating it alone.
Know someone overpaying for insurance? Send them Matt’s way — the best compliment a client can give.
Get Started
Tell Matt a little about what you need. You’ll get a personal response — usually the same business day.